Disclaimer

To facilitate our users, we provide links to various third-party websites. These links are provided solely for convenience and do not imply any endorsement or responsibility on our part regarding the content, services, or products offered on such websites. Users should assess the risks before using third-party sites. We are not responsible for any interactions, transactions, or damages arising from their use.

We may also publish articles and resources for general informational purposes. This content should not be used as official or legal advice. While efforts are made to maintain accuracy, we do not guarantee that the information remains correct over time and shall not be liable for any losses resulting from its use.

1. Acceptance of Terms

These Terms of Service form a legal agreement between you and Local Paisa regarding your access and use of our website and digital payment services (the “Services”). By continuing to use our Site or Services, you acknowledge that you have read, understood, and agreed to all terms outlined herein.

2. Privacy Policy

We value your privacy and take necessary measures to safeguard your personal and business data. We strongly advise that you keep your login credentials secure and do not share them with anyone. Please refer to our Privacy Policy for detailed information on how your data is collected and used.

3. Access to Our Products and Services

Our Services are designed for businesses and individuals who can legally enter into binding contracts under Indian law. Access to our platform may be affected by system issues, maintenance, or connectivity problems. While we strive for uninterrupted availability, we do not guarantee continuous access.

Users are responsible for providing accurate and complete information while using our Services. Some data may be imported automatically from third-party networks or APIs; however, we do not guarantee its accuracy and recommend verification before use.

4. No Unlawful or Prohibited Usage

By using our Services, you agree not to engage in unlawful, fraudulent, or prohibited activities under applicable laws. We reserve the right to terminate your access immediately upon detecting any violation. You are solely responsible for your activities on our platform, including the content you upload or share.

5. Modification or Updating of the Site

We reserve the right to update, modify, suspend, or discontinue any portion of the website or services at any time, with or without prior notice. Continued use of the platform following such updates constitutes your acceptance of the changes.

6. User Registration, Password, and Security

To access certain features, users must register on our platform and provide accurate information. Local Paisa may terminate access if false or incomplete information is detected. You are responsible for maintaining the confidentiality of your password and all activities that occur under your account.

7. Confidentiality of Information

Users agree to treat all proprietary or confidential information of Local Paisa with the same degree of care as they would protect their own confidential data. Unauthorized disclosure, reproduction, or misuse of such information is strictly prohibited.

8. Disclaimer of Liability

All Services provided by Local Paisa are offered on an “as is” and “as available” basis without any express or implied warranties. We do not warrant uninterrupted operation, accuracy, or completeness of the content on our platform.

9. Limitation of Liability

Except as expressly provided, Local Paisa, its affiliates, and service providers shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use or inability to use our Services, even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold Local Paisa harmless from any claims, damages, or expenses arising from your use of our Services, submission of user content, or violation of third-party rights.

11. Right to Refuse

Local Paisa reserves the right to refuse or cancel any user registrations, integrations, or transactions at its sole discretion without prior notice. Service contracts are considered valid only after successful payment confirmation and acceptance by Local Paisa. Any violation of these Terms may result in termination of Services.